In light of the fact that some of our readers are not necessarily boaters, last year I started a feature called 'Any Questions?'. I've not had many questions recently so I've not had one of these for a while but if there's anything about narrowboating, or living afloat that you're curious about then please get in touch! Here's today's question and answer.
The other day I had an email asking how much it costs to live afloat. Of course this is one of those questions that don't really have a definitive answer, as it depends on your lifestyle and location and all sorts of other things. There's a good thread on it in CanalWorld Forums here. But here's our costs, bearing in mind that we are off-grid with a 136W solar panel so very rarely run the generator, store perishables outside in the winter, don't have a TV, microwave, hairdryer etc, don't go cruising that often (sadly) and have a very good value mooring! It would look very different if we lived in a marina with a shore line connection or if we were continuous cruisers.
Our costs
The other day I had an email asking how much it costs to live afloat. Of course this is one of those questions that don't really have a definitive answer, as it depends on your lifestyle and location and all sorts of other things. There's a good thread on it in CanalWorld Forums here. But here's our costs, bearing in mind that we are off-grid with a 136W solar panel so very rarely run the generator, store perishables outside in the winter, don't have a TV, microwave, hairdryer etc, don't go cruising that often (sadly) and have a very good value mooring! It would look very different if we lived in a marina with a shore line connection or if we were continuous cruisers.
Our costs
- Mortgage: £350 per month
- Mooring £1015 per year to the City Council (although we get a student discount so it will be less this coming year)
- Licence fee £773 per year (to Cam Conservancy) - on the canals it would be £710
- Insurance £140 per year (Euromarine)
- Petrol £5/month for the genny. Rarely used except in the darkest days of winter, as we don't run our fridge in the winter.
- Diesel: Depends on cruising and price of diesel! Our month long cruise cost £250 or so in diesel last year
- Coal: £200 for the winter season
- Gas- £38 per bottle (19kg), two-three bottles a year
- Blacking: £200-£700 every three years
- Painting: £200 for full DIY repaint, £50 for yearly top ups
- Batteries: £200-300 every 3 or 4 years
- Boat safety certificate is £125 or so every 4 years.
- Stern gland grease, fenders, oil, WD40, tools, other bits and pieces- say £150 or so per year.
- Laundry £7-8/week
- Internet £15/month for 15GB
- Basic servicing of the engine we do ourselves





